APRIL 10, 2026 | DERELICTIONS DOSSIER | VOLUME 2
I. The Lie
In July 2025, Daniel Webster told Florida families:
“I am introducing legislation to dramatically reform FEMA.”
He promised transparency, an end to hidden costs, and the resolution of a broken system. Promises betrayed by his own record.
II. The Duty
A representative’s first duty is to protect their constituents. Not to study them from a distance, but to stand with them. Not to manage the consequences of their suffering, but to stop the theft before it begins.
For fifteen years, that duty was ignored.
This dossier is a bill of indictment. It follows the money and exposes the paper trail of betrayal.
III. The Proof: 15 Years of Record
2012: The Creation
Webster voted YEA on H.R. 4348, embedding the Biggert-Waters Act into law.
The Impact: This created the “actuarial soundness” mandate that removed subsidies and birthed Risk Rating 2.0.
2014: The Patch
Webster voted YEA on H.R. 3370.
The Impact: It capped rate increases at 18% but left the Black Box mechanism intact.
2020: The Absence
Webster DID NOT VOTE on H.R. 133.
The Impact: He was absent for the final vote to fund FEMA in FY2021—the year the agency implemented Risk Rating 2.0, forcing millions of Americans into a new, opaque pricing system without any congressional oversight or reform.
2022 & 2024: The Failed Stops
Webster voted NAY on H.R. 2471 and H.R. 2872.
The Impact: The bills passed anyway. The Black Box continued operating.
2026: The Contradiction
Webster voted YEA on H.R. 7148.
The Impact: Less than a year after promising to "dramatically reform FEMA," he voted to fully fund the program, thereby playing a critical role in the National Flood Insurance Fund's continued operation of the Risk Rating 2.0 algorithm.
IV. The Verdict
The Promise: “Dramatically Reform FEMA.”
The Action: 15 Years of Constructing, Guaranteeing, and Betraying
The Math:
15 Years of Complicity.
2 Votes to Construct The Black Box.
2 Votes to Guarantee Its Durability.
1 Non-Vote to Empower Its Rollout.
1 Vote to Distract and Betray.
0 Reforms Introduced.
Daniel Webster did not reform FEMA. He managed its consequences while ensuring its survival.
The voter’s choice is clear:
A Derelict Sentry: Hiding costs. Abandoning oversight. Betraying trust.
Striking the Root: Forcing transparency. Mandating votes. Securing Florida families.
We choose to strike the root.
V. Evidence Appendix
The record is public. The sources are primary. For those who wish to verify the facts presented in this Dossier, the raw links are provided below.
THE CREATION (2012)
Bill: H.R. 4348 (Moving Ahead for Progress in the 21st Century Act / MAP-21)
What It Did: Embedded the Biggert-Waters Flood Insurance Reform Act of 2012 as Division F, Title II, creating the “actuarial soundness” mandate.
Webster’s Vote: YEA (Roll Call #523)
Public Law: 112-141
Sources:
Congress.gov Bill Page: https://www.congress.gov/bill/112th-congress/house-bill/4348
Vote Record: https://clerk.house.gov/Votes/2012451
Official PDF (See Division F): https://www.congress.gov/112/plaws/publ141/PLAW-112publ141.pdf
THE PATCH (2014)
Bill: H.R. 3370 (Homeowner Flood Insurance Affordability Act of 2014)
What It Did: Capped annual rate increases at 18% but did not repeal the actuarial mandate.
Webster’s Vote: YEA (Roll Call #15)
Public Law: 113-89
Sources:
Congress.gov Bill Page: https://www.congress.gov/bill/113th-congress/house-bill/3370
Vote Record: https://clerk.house.gov/Votes/201491
Official Text: https://www.congress.gov/bill/113th-congress/house-bill/3370/text/statute
THE ABSENCE (2021)
Bill: H.R. 133 (Consolidated Appropriations Act, 2021)
What It Did: Funded the NFIP for FY2021, including $263 million for “Flood Hazard Mapping and Risk Analysis” (the Black Box infrastructure). Explicitly preserved the Biggert-Waters Act with no reform language.
Webster’s Vote: NOT VOTING (Roll Call #251)
Public Law: 116-260
Sources:
Sources:
Congress.gov Bill Page: https://www.congress.gov/bill/116th-congress/house-bill/133
Clerk Vote Record: https://clerk.house.gov/Votes/2020251
Official Text (GovInfo): https://www.govinfo.gov/content/pkg/PLAW-116publ260/html/PLAW-116publ260.htm
THE FAILED STOPS (2022 & 2024)
Bill 1: H.R. 2471 (Consolidated Appropriations Act, 2022)
What It Did: Continued funding for FEMA and the NFIP. The bill passed despite Webster’s Nay vote.
Webster’s Vote: NAY (Roll Call #68)
Public Law: 117-103
Sources:
Congress.gov Bill Page: https://www.congress.gov/bill/117th-congress/house-bill/2471
Clerk Vote Record: https://www.congress.gov/votes/house/117-2/68
Bill 2: H.R. 2872 (Further Additional Continuing Appropriations Act, 2024)
What It Did: A Continuing Resolution that funded all agencies, including FEMA, through March 2024. The bill passed despite Webster’s Nay vote.
Webster’s Vote: NAY (Roll Call #15)
Public Law: 118-35
Sources:
Congress.gov Bill Page: https://www.congress.gov/bill/118th-congress/house-bill/2872
Clerk Vote Record: https://www.congress.gov/votes/house/118-2/15
THE CONTRADICTION (2026)
Bill: H.R. 7148 (Consolidated Appropriations Act, 2026)
What It Did: The current funding bill for FEMA and the NFIP, ensuring the continued operation of Risk Rating 2.0. This vote followed his 2025 promise to “dramatically reform FEMA.”
Webster’s Vote: YEA
Public Law: 119-29
Sources:
Congress.gov Bill Page: https://www.congress.gov/bill/119th-congress/house-bill/7148
Clerk Vote Record: https://www.congress.gov/votes/house/119-2/53
Official PDF: https://www.congress.gov/119/bills/hr7148/BILLS-119hr7148enr.pdf
THE CLAIM (July 2025)
Source: Daniel Webster’s Campaign Website News Release
What It Said: Webster introduces legislation to dramatically reform FEMA.
Web Page: https://www.electwebster.com/news
The crime is documented. The solution is here: The Algorithm At The Table.
Strike the root. Secure the table.
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